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Business Checking Accounts

Our Business Checking Account is designed to support the unique needs of your business, providing you with a suite of services that streamline your financial operations. Whether you’re a small business owner or managing a larger enterprise, our account offers the flexibility and features you need to manage your finances effectively.

Our Merchant Services makes it straightforward to accept debit and credit card payments with custom-tailored programs to suit your specific needs. We provide a thorough pricing analysis, competitive rates, local support, and a range of equipment options, along with Express Deposit for convenient check deposits right from your business location.

Our ACH Payment Collection service allows you to schedule and accept direct payments from customers, ensuring security and next-day funds availability for steady cash flow. For making payments, our ACH Credit Payments streamline vendor payments and payroll, eliminating risks and ensuring quick processing.

Additionally, our Wire Services enable secure, same-day fund transfers through Online Banking, removing the hassles of writing and mailing checks.

Free Business Checking

Our Free Business Checking provides the necessary financial services your business will need to succeed, low minimums, and no monthly charge for up to 150 items per cycle.

Benefits

  • Minimum to open: $100
  • Minimum balance to avoid charge: None
  • Monthly service charge: None
  • Per item fee in excess of 150: $0.50/each
  • Check Image with statement: Free
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Small Business Checking

For small businesses with big needs. Our Small Business Checking is designed for businesses with a large volume of activity. It provides up to 500 items free per cycle and no monthly service charge as long as the minimum balance is met.

Benefits

  • Minimum to open: $100
  • Minimum balance to avoid charge: $2,000
  • Monthly service charge: $10*
  • Per item fee in excess of 500: $0.50/each
  • Check Image with statement: Free
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Commercial Checking

Low-cost checking for high-volume businesses. Our Commercial Checking Account was designed for businesses that have a lot of account activity and diverse financial needs. With low opening balance requirements and low monthly fees, your business has endless possibilities.

Benefits

  • Minimum to open: $100
  • Monthly Maintenance: $15
  • Ledger debits: $0.16
  • Ledger credits: $0.35
  • On-us deposited items: $0.08
  • Foreign deposited items: $0.11
  • ACH debits: $0.15
  • ACH credits: $0.25
  • Earnings credits: 3 month T Bill
  • Checking Image with statement: Free
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*Fee waived when minimum balance is met