Business Credit Cards
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Credit That Works For You
Give your business the credit it deserves. Whether you’re just starting out or growing a longstanding enterprise, we offer flexible credit card options and processing to help take your company to the next level. We make it easy to choose the best card with the tools and benefits you want. Manage your spending and cash flow while earning rewards on qualifying purchases.
Earn Cash Back For Your Business
Visa® Business Card Up to 3% cash back
- save on interest with a great low introductory rate
- pay down other credit card balances faster
- use for large purchases or unexpected expenses
Visa® Business Cash Card Up to 3% cash back
- Earn cash back1every time you use your card:
- 3% cash back on all eligible net purchases from office supply stores, phone, and TV services2,4
- 2% cash back on eligible restaurant and gasoline net purchases
- 1% cash back on all other eligible net purchases
- $25 cash back after your first purchase3
Visa® Business Real Rewards Card 1.5X Unlimited Rewards
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5
- 2,500 bonus rewards points after your first purchase3
- No caps or limits on the points you can earn, and you have five years to redeem for rewards4
Smart Business Rewards Visa® Card 2X Rewards in Top 2 Categories
- Earn 2 points monthly for every $1 you spend the most on: cell phone service, hotel, or airline costs6
- Earn 1 points monthly for every $1 you spend on eligible net purchases
- 20,000 bonus rewards points after you spend $2,000 in the first 3 months3
- No caps or limits on the points you can earn, and you have five years to redeem for rewards4
Premier Card Payment Technology
Credit Card Processing Representing two of the industry’s largest processors, we provide the latest advances in card processing technology, including:
- EMV terminals (card chip readers)
- Contactless terminals
- Mobile and tablet processing solutions
We work closely with merchants to identify the best payment processing services for their needs, integrate these solutions into their business strategy, and meet PCI regulations — all while providing competitive rates.
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles. 2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned. 3Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening. 4The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). 5Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. 6Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.