A Personal Approach to Banking

Uniquely tailored solutions to help you reach your financial goals!

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Checking Accounts

Explore our full-service checking accounts tailored to meet your needs. Whether you’re looking for a free account or one with competitive interest, we have the perfect option for you. Each account includes a free debit card and 24/7 access to online banking with bill pay. Find the right full-service account for you and manage your finances with ease. Explore your options below.

 

Freedom Checking

Our most popular account. Freedom Checking requires no minimum balance, no monthly service fees, comes loaded with great standard features. And it’s Totally Free!

  • Minimum to open: $100
  • Minimum balance to avoid charge: None
  • Monthly service charge: None
  • Interest bearing: No
  • Online Banking: Free
  • Bill Pay: Free
  • E-statements: Free
  • Paper statements: $3/mo
  • Free Gift at Account Opening
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Interest Checking Account

An account that pays back. Interest Checking comes with all of the services you expect and love, and you earn interest on your money.

  • Minimum to open: $1,000
  • Minimum balance to avoid charge: $1,000
  • Monthly service charge: $12.00*
  • Interest bearing: Yes
  • Online Banking: Free
  • Bill Pay: Free
  • E-statements: Free
  • Paper statements: Free
  • Check Image with Statement Free
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Starz 50+ Club

Banking gets better with age. Starz50+ Club Checking is for our customers age 50 and up. It has no monthly fees and gives you the chance to travel the world.

  • Minimum to open: $100
  • Minimum balance to avoid charge: None
  • Monthly service charge: None
  • Minimum required aggregate balance: $5,000
  • Interest bearing: Yes
  • Online Banking: Free
  • Bill Pay: Free
  • Check image with statement: Free
  • Additional Benefits:
  • Free Starz 50+ logo checks
  • Safe deposit box discounts
  • Free money orders and cashiers checks
  • Free photo copies
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*Fee waived when minimum balance is met

Debit Card

Introducing the Instant Issue Debit Card

Instant debit cards are debit cards issued immediately upon opening an account or making a request, without the usual waiting period for a physical card to be mailed. They can be used for purchases and ATM withdrawals just like traditional debit cards.

Now, you can choose from a variety of custom background options to make your MRV Banks debit card even more your own. Just visit your local MRV Banks branch, select the card design that suits you and we’ll print your card for immediate use.

Regulation E Opt In/Out 

 

 

Card Control

With physical and online card skimming on the rise, just one insecure transaction can lead to a host of fraud occurrences on a customer’s account. All MRV Banks clients are auto-enrolled in Card Control, a security feature through our mobile app, so you can feel more confident when using your card at both brick and mortar and online retailers.

Through Card Control, users can proactively control their cards and finances for everyday purchases by taking advantage of the following features in the MRV Banks mobile application.

  • Adding and Disabling Cards: Enable or disable cards anywhere, anytime.
  • Location-Based Card Controls: Limit the regions where cards can be used.
  • Transaction Type Controls: Limit how the card is used by excluding certain transactions like Bill Pay or ATM transactions.
  • Merchant Type Controls: Users can limit what types of merchants can run their card based on the categorization of the merchant.
  • Threshold Amount Controls: Users can set a dollar amount limit for card transactions.

These controls can protect you from fraud in the event of card skimming, loss, or theft by limiting how a card’s information can be used.

Apple Pay

Make contactless, secure purchases in stores, in apps and on the web with MRV Banks and Apple Pay. With this tool, you’ll be able to pay merchants and even send and receive money from friends and family right in messages! Connect your MRV card to Apple Pay today!

If your ATM/Debit card is lost or stolen, please contact us during business hours (573) 880-7444 or after hours at 1-800-424-7787 to receive immediate assistance.