Earn Money on Your Money

Watch your money grow while keeping it secure!

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Savings Accounts

Explore our full-service savings accounts tailored to fit your financial goals. Whether you’re looking to set aside funds with our Savings Roundup feature or save for healthcare expenses with an HSA, now is the perfect time to start securing your financial future. Explore our savings options and take the first step towards financial peace of mind today. Explore your options below.

Regular Savings

Savings made simple. A good savings account can help you prepare for the future and be ready when the unexpected happens.

  • Minimum to open: $100
  • Minimum balance to avoid charge: $100
  • Monthly service charge: $3*
  • Interest bearing: Yes
  • Online Banking: Free
  • Bill Pay: Free
  • E-statements: Free
  • Paper statements: Free
  • Fee for more than three withdrawals per month: $3/item
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Minor Savings

Designed for individuals under 18, offering interest on deposits with no monthly fees and a low minimum balance requirement.

  • Minimum to open: $10
  • Minimum balance to avoid charge: None
  • Monthly service charge: None
  • Interest bearing: Yes
  • Online Banking: Free
  • Bill Pay: Free
  • E-statements: Free
  • Paper statements: Free
  • Fee for more than three withdrawals per month: $3/item
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Personal Money Market

An account with high-yield interest rates and instant access to your funds.

Benefits

  • Minimum to open: $1,000
  • Minimum balance to avoid charge: $1,000
  • Monthly service charge: $10*
  • Interest bearing: Yes
  • Online Banking: Free
  • Bill Pay: Free
  • E-statements: Free
  • Paper statements: Free
  • Debits in excess of six per statement cycle: $10/item
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Premium Money Market

Our Money Market accounts offer tiered APY rates at various balance levels. These accounts have limited transactions, with interest compounded and credited monthly.

Benefits

  • Minimum to open: $25,000
  • Minimum balance to avoid charge: None
  • Monthly service charge: None
  • Interest bearing: Yes
  • Online Banking: Free
  • Bill Pay: Free
  • E-statements: Free
  • Paper statements: Free
  • Debits in excess of six per statement cycle: $10/item
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Health Savings Account (HSA)

Plan for a healthy future. With no service fees and tax-free interest, HSA checking is designed to help you prepare for future health care expenses.

  • Minimum to open: None
  • Minimum balance to avoid charge: None
  • Monthly service charge: None
  • Interest bearing: Yes
  • Online Banking: Free
  • Bill Pay: Free
  • E-statements: Free
  • Paper statements: Free
Visit a Branch

Christmas Club Savings

Our Christmas Club is a type of savings account in which people make routine deposits throughout the year. The accumulated savings are then withdrawn before the holiday season to provide funds for holiday shopping and other expenses, like travel.

  • Minimum to open: None
  • Minimum balance to avoid charge: None
  • Monthly service charge: None
  • Interest bearing: No
  • Online Banking: Free
  • E-statements: Free
  • Paper statements: Free
  • Fee for more than 3 withdrawals per month: $3/item
  • Auto transfer for your convenience
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*Fee waived when minimum balance is met

Savings Round Up

Turn your spare change into savings with MRV Banks Savings Round Up!

Our Savings Round Up is a type of savings account in which your everyday debit card transactions are rounded-up to the next dollar amount and the difference is deposited into your designated MRV Banks savings account.

Benefits of our Savings Round Up.

  • Effortless way to save money where it can earn interest
  • No minimums or fees
  • Positive step in your financial selfcare
  • Visible progress on your savings goals
  • May help counter savings procrastination

All you need to get started.

  • A checking account with debit card
  • A savings account